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Shop Pay FAQ

  • What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. We’re proud to offer Shop Pay Installments! Buy today and pay in 4 or more payments starting at 0% APR.  Eligibility check has no impact to credit.

If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized.  Please note that due to extended delivery times on Pre-Orders, your loan payment(s) may be due before your receive your purchase.  

  • Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards.

  • Can customers purchase gift cards using Shop Pay Installments?

No. Gift card purchases are not eligible to use Shop Pay Installments.



**Rates from 0%-36% APR. Payment options through Shop Pay Installments, 
are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.
State notices to consumers